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TS No WA07000179-25-1 TO No 3495162 NOTICE OF TRUSTEES SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: DAVID HEMMINGER, AS HIS SEPARATE ESTATE Current Beneficiary of the Deed of Trust: Finance of America Reverse LLC Original Trustee of the Deed of Trust: CASCADE TITLE COMPANY, WA Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: Celink Reference Number of the Deed of Trust: as Instrument Number 6053437 Parcel Number: 189934005 I. NOTICE IS HEREBY GIVEN that on March 20, 2026, 11:00 AM, at the Public Service Center Gazebo Clark County, 1300 Franklin St, Vancouver, WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashiers check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Clark, State of Washington, to-wit: LOT 2 OF SHORT PLAT, RECORED IN BOOK 1, PAGE 337, RECORDED UNDER AUDITOR`S FILE NO. 7806120023, RECORDS OF CLARK COUNTY, WASHINGTON, BEING A PORTION OF THE NORTHEAST QUARTER OF SECTION 36, TOWNSHIP 3 NORTH, RANGE 1 EAST OF THE WILLAMETTE MERIDIAN, RECORDS OF CLARK COUNTY, WASHINGTON. ALSO INCLUDING THAT PORTION DESCRIBED UNDER CLARK COUNTY SUPERIOR COURT CASE 99-2-02144-8. APN: 189934005 More commonly known as 4012 NE 110TH STREET, VANCOUVER, WA 98686 which is subject to that certain Deed of Trust dated May 26, 2022, executed by DAVID HEMMINGER, AS HIS SEPARATE ESTATE as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as designated nominee for AMERICAN ADVISORS GROUP, Beneficiary of the security instrument, its successors and assigns, recorded June 8, 2022 as Instrument No. 6053437 and the beneficial interest was assigned to FINANCE OF AMERICA REVERSE LLC, ITS SUCCESSORS AND ASSIGNS and recorded February 25, 2025 as Instrument Number 6234247 of official records in the Office of the Recorder of Clark County, Washington. II. No action commenced by Finance of America Reverse LLC, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers or Grantors default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failed to pay the principal balance which became all due and payable based upon the death of all mortgagors, pursuant to paragraph 7 under the Note, and pursuant to paragraph 10 of the Deed of Trust. PRINCIPAL AND INTEREST DUE INFORMATION Principal Balance as of January 9, 2025 $360,380.00 Interest due through November 12, 2025 $94,938.91 TOTAL PRINCIPAL BALANCE AND INTEREST DUE: $455,318.91 PROMISSORY NOTE INFORMATION Note Dated: May 26, 2022 Note Amount:$1,110,000.00 Interest Paid To: December 9, 2024 Next Due Date: January 9, 2025 Current Beneficiary: Finance of America Reverse LLC Contact Phone No: 866-446-0026 Address: 3900 Capital City Blvd, Lansing, MI 48906 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $360,377.57, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on March 20, 2026. The defaults referred to in Paragraph III must be paid by March 9, 2026, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before March 9, 2026 (11 days before the sale) the default as set forth in Paragraph III is paid and the Trustees fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the March 9, 2026 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, Finance of America Reverse LLC or Trustee to the Borrower and Grantor at the following address(es): ADDRESS ESTATE OF DAVID HEMMINGER 4012 NE 110TH STREET, VANCOUVER, WA 98686 HEIRS AND DEVISEES OF DAVID HEMMINGER 4012 NE 110TH STREET, VANCOUVER, WA 98686 DAVID HEMMINGER 4012 NE 110TH STREET, VANCOUVER, WA 98686 OCCUPANT 4012 NE 110TH STREET, VANCOUVER, WA 98686 UNKNOWN SPOUSE OF DAVID HEMMINGER 4012 NE 110TH STREET, VANCOUVER, WA 98686 AMERICAN ADVISORS GROUP 18200 VON KARMAN AVENUE, SUITE 300, IRVINE, CA 92612 CLARK REGIONAL WASTEWATER DISTRICT PO BOX 8979, VANCOUVER, WA 98668-8979 DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT 451 SEVENTH STREET, SW , WASHINGTON, DC 20410 FEDERAL HOUSING COMMISSIONER 451 SEVENTH STREET, SW , WASHINGTON, DC 20410 TYLER D HEMMINGER 4012 NE 110TH ST, VANCOUVER, WA 98686-4430 JENNIFER LAUREN MATSON PO BOX 458, AMBOY, WA 98601-0029 by both first class and certified mail on June 16, 2025, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted June 14, 2025 in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustees sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. Dated: November 12, 2025 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 606 W. Gowe Street Kent, WA 98032 Toll Free Number: (844) 367-8456 TDD: 711 949.252.8300 For Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps Order Number 118844, Pub Dates: 02/19/2026, 03/12/2026, CAMAS-WASHOUGAL POST-RECORD No. 1080010 - Feb. 18, March 12