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TS No WA08000182-23-1 TO No 230589707-WA-MSI NOTICE OF TRUSTEES SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: SEAN COITEUX AND TRACY COITEUX, HUSBAND AND WIFE Current Beneficiary of the Deed of Trust: Citibank, N.A., not in its individual capacity, but solely as Trustee of COLT 2022-4 Trust Original Trustee of the Deed of Trust: WFG NATIONAL TITLE COMPANY OF CLARK COUNTY WA, LLC Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: Select Portfolio Servicing, Inc. Reference Number of the Deed of Trust: Instrument No. 5983988 DT Parcel Number: 256735-000 I. NOTICE IS HEREBY GIVEN that on December 12, 2025, 11:00 AM, At the Public Service Center Gazebo, 1300 Franklin Street, Vancouver, WA 98660, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashiers check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Clark, State of Washington, to-wit: EXHIBIT A REF.: WA08000182-23 THAT PORTION OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 24, TOWNSHIP 5 NORTH, RANGE 1 EAST, WILLAMETTE MERIDIAN, IN CLARK COUNTY, WASHINGTON, DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEAST CORNER OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SAID SECTION 24; THENCE SOUTH ALONG THE EAST LINE OF SAID SOUTHWEST QUARTER 581 FEET TO THE SOUTHEAST CORNER OF THAT TRACT CONVEYED TO JOANNE M. BARKER AND WILFORD W. BARKER, BY DEED RECORDED UNDER AUDITORS FILE NO. G 666081 AND THE TRUE POINT OF BEGINNING HEREOF; THENCE CONTINUING SOUTH ALONG THE EAST LINE OF SAID SOUTHWEST QUARTER 747 FEET, MORE OR LESS, TO THE SOUTHEAST CORNER OF SAID SOUTHWEST QUARTER; THENCE WEST ALONG THE SOUTH LINE OF SAID SOUTHWEST QUARTER 583 FEET AND 2 INCHES; THENCE NORTH PARALLEL WITH THE EAST LINE OF SAID SOUTHWEST QUARTER 747 FEET, MORE OR LESS, TO THE SOUTH LINE OF SAID BARKER TRACT; THENCE EAST ALONG SAID SOUTH LINE, 583 FEET AND 2 INCHES TO THE TRUE POINT OF BEGINNING HEREOF. EXCEPT THAT PORTION LYING WITHIN THE RIGHT OF WAY OF NE 379TH STREET AND COUNTY ROAD 41. SITUATE IN THE COUNTY OF CLARK, STATE OF WASHINGTON. NOTE FOR INFORMATIONAL PURPOSES ONLY: THE FOLLOWING MAY BE USED AS AN ABBREVIATED LEGAL DESCRIPTION ON THE DOCUMENTS TO BE RECORDED, PER AMENDED RCW 65.04. SAID ABBREVIATED LEGAL DESCRIPTION IS NOT A SUBSTITUTE FOR A COMPLETE LEGAL DESCRIPTION WITHIN THE BODY OF THE DOCUMENT. PTN OF SE 1/4, SW 1/4, SEC 24, T5N, R1E, W.M. APN: 256735-000 More commonly known as 4018 NORTHEAST 379TH STREET, LA CENTER, WA 98629 which is subject to that certain Deed of Trust dated October 29, 2021, executed by SEAN COITEUX AND TRACY COITEUX, HUSBAND AND WIFE as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS), as designated nominee for HOMEXPRESS MORTGAGE CORP., Beneficiary of the security instrument, its successors and assigns, recorded November 3, 2021 as Instrument No. 5983988 DT and the beneficial interest was assigned to Citibank, N.A., not in its individual capacity, but solely as Trustee of COLT 2022-4 Trust and recorded April 30, 2024 as Instrument Number 6179304 of official records in the Office of the Recorder of Clark County, Washington. II. No action commenced by Citibank, N.A., not in its individual capacity, but solely as Trustee of COLT 2022-4 Trust, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers or Grantors default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From August 1, 2023 To August 6, 2025 Number of Payments 1 $201,847.92 Total $201,847.92 LATE CHARGE INFORMATION August 1, 2023 August 6, 2025 $3,870.28 $3,870.28 PROMISSORY NOTE INFORMATION Note Dated: October 29, 2021 Note Amount:$1,200,000.00 Interest Paid To: July 1, 2023 Next Due Date: August 1, 2023 Current Beneficiary: Citibank, N.A., not in its individual capacity, but solely as Trustee of COLT 2022-4 Trust Contact Phone No: (888) 349-8955 Address: 3217 S. Decker Lake Dr., Salt Lake City, UT 84119 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $1,172,177.80, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on December 12, 2025. The defaults referred to in Paragraph III must be cured by December 1, 2025, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before December 1, 2025 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the December 1, 2025 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, Citibank, N.A., not in its individual capacity, but solely as Trustee of COLT 2022-4 Trust or Trustee to the Borrower and Grantor at the following address(es): ADDRESS SEAN COITEUX 4018 NORTHEAST 379TH STREET, LA CENTER, WA 98629 TRACY COITEUX 4018 NORTHEAST 379TH STREET, LA CENTER, WA 98629 OCCUPANT 4018 NORTHEAST 379TH ST, LA CENTER, WA 98629 KIM OLIN C/O CONWAY LAW, PLLC, 1014 FRANKLIN ST., STE. 106, VANCOUVER, WA 98660 PACIFIC PREMIER BANK C/O LAW OFFICES OF TURNBULL BORN & JONES, P.L.L.C., COMMERCE BUILDING, SUITE 1050 950 PACIFIC AVE., TACOMA, WA 98402 PACIFIC PREMIER BANK C/O TURNBULL BORN & JONES, PLLC, PO BOX 2315, TACOMA, WA 98401 PORT OF RIDGEFIELD, A MUNICIPAL CORPORATION C/O WILLIAM J. ELING POST OFFICE BOX 698, BRUSH PRAIRIE , WA 98606 by both first class and certified mail on June 10, 2024, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place June 10, 2024 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustees sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. Mediation MUST be requested between the time you receive the Notice of Default and no later than 90 calendar days BEFORE the date of sale listed in the Notice of Trustee Sale. If an amended Notice of Trustee Sale is recorded providing a 45-day notice of the sale, mediation must be requested no later than 25 calendar days BEFORE the date of sale listed in the amended Notice of Trustee Sale. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Washington State Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) Website: https://www.homeownership-wa.org/ The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 Website: https://answers.hud.gov/housingcounseling/s/?language=en_US The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Toll-free: 1-800-606-4819 Website: https://nwjustice.org/home Dated: August 06 , 2025 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 606 W. Gowe Street Kent, WA 98032-5744 Toll Free Number: (844) 367-8456 TDD: 711 949.252.8300 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Order Number 115239, Pub Dates: 11/13/2025, 12/04/2025, CAMAS-WASHOUGAL POST-RECORD No. 1048160 - Nov. 13, Dec. 4