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TS No: 21-5673 Notice Of Trustees Sale Loan No: **7836 Pursuant To The Revised Code Of Washington Chapter 61.24 RCW Grantor: Joseph J. Kim and Sharika D. Kim Current Beneficiary of Deed of Trust: U.S. Bank Trust National Association as Trustee of Tiki Series IV Trust Current Mortgage Servicer for the Deed of Trust: SN Servicing Corporation Current Trustee for the Deed of Trust: Michelle R. Ghidotti, Esq. Trustees address is 1920 Old Tustin Avenue, Santa Ana, CA 92705 (206) 331-3280 If there are any questions regarding this Notice, please contact (206) 331-3280 Reference Number of Deed of Trust: 4405288 Parcel Number(s): 133042000 Abbr. Legal Description: Ptn Of SW 1/4, Sec 10, T1N, R4E, W.M. I. Notice Is Hereby Given that the undersigned Trustee will on 6/6/2025, at 11:00 AM at At the Public Service Center Gazebo Clark County, 1300 Franklin Street, Vancouver sell at public auction to the highest and best bidder, payable, in the form of cash, or cashiers check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Clark, State of Washington, to-wit: That Portion Of The Southwest Quarter Of Section 10, Township 1 North, Range 4 East Of The Willamette Meridian, Clark County, Washington, Described As Follows: Commencing At The Northwest Corner Of The Southeast Quarter Of The Southwest Quarter Of Section 10, Township 1 North, Range 4 East Of The Willamette Meridian, Clark County, Washington; Thence North 434842 West, 147.60 Feet To The Point Of Beginning; Thence North 701243 East, 224.52 Feet; Thence North 025245 East, 290 Feet, More Or Less, To The Center Of Wooding Road; Thence Westerly, Along The Centerline Of Said Wooding Road, 350 Feet, More Or Less, To The Intersection Of Said Wooding Road And Sunset View Road; Thence South 43 West, Along The Centerline Of Said Sunset View Road, 175 Feet, More Or Less, To A Point Which Bears North 452531 West From The Point Of Beginning; Thence South 452531 East, 343.86 Feet To The Point Of Beginning. Except Sunset View Road And Wooding Road. Commonly known as: 35609 SE Sunset View Rd Washougal, Washington 98671 which is subject to that certain Deed of Trust dated 12/17/2007, recorded 12/18/2007, under Auditors File No. 4405288, in Book , Page records of Clark County, Washington, from Joseph J. Kim And Sharika D. Kim, Husband And Wife, as Grantor(s), to LS Title Of Washington, as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc. MERS Is A Separate Corporation That Is Acting Solely As Nominee For Countrywide Bank, FSB., as Beneficiary, the beneficial interest in which was assigned to SN Servicing Corporation. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers or Grantors default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: Payment Information From 6/1/2019 Thru 10/31/2019 No.Pmt 5 Amount $2,082.52 Total $10,412.60 From 11/1/2019 Thru 7/31/2023 No.Pmt 45 Amount $2,176.28 Total $97,932.60 From 8/1/2023 Thru 11/30/2023 No.Pmt 4 Amount $2,402.05 Total $9,608.20 From 12/1/2023 Thru 7/31/2024 No.Pmt 8 Amount $2,520.50 Total $20,164.00 From 8/1/2024 Thru No.Pmt 7 Amount $2,757.72 Total $19,304.04 Beneficiarys Advances, Costs And Expenses Description 1/21/2025 Escrow Only Payment Advance Amount $3,714.12 Description 1/21/2025 Attorney Fees Advance Amount $1,330.00 Description 1/21/2025 Forebearance Principal Advance Amount $151,635.99 1/12/2025 Foreclosure Fees Advance Amount $4,151.23 Description 1/21/2025 Prior Servicer Late Charge Advance Amount $2,314.56 Description 1/21/2025 Prior Service Corp Adv Advance Amount $9,240.60 Estimated Foreclosure Fees & Costs 1/21/2025 Trustees Fees $1,530.00 1/21/2025 NOS Posting Fee $230.00 1/21/2025 Mailing Service Fee $234.48 Total Due As Of: 1/21/2025 $331,802.42 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $432,897.89, together with interest as provided in the Note from 6/1/2019, and such other costs and fees as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 6/6/2025. The defaults referred to in Paragraph III must be cured by 5/26/2025, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 5/26/2025 (11 days before the sale) the default as set forth in Paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustees fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 5/26/2025 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) at the following address(es): Name Address Current Occupant 35609 SE Sunset View Rd Washougal, WA 98671-6618 Joseph J. Kim 35609 SE Sunset View Rd Washougal, Washington 98671-6618 Sharika D. Kim 35609 SE Sunset View Rd Washougal, Washington 98671-6618 by both first class and certified mail on 6/10/2022, proof of which is in the possession of the Trustee; and on 6/10/2022 the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Granter of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees sale. X. Notice To Occupants Or Tenants - The purchaser at the trustees sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. If you are a servicemember or a dependent of a servicemember, you may be entitled to certain protections under the federal Servicemembers Civil Relief Act and any comparable state laws regarding the risk of foreclosure. If you believe you may be entitled to these protections, please contact our office immediately. Additional disclaimers provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. Service of Process should be sent to: Michelle Ghidotti, Esq., c/o Gary Krohn, Reg. Agent, 144 Railroad Avenue, Suite 236, Edmonds, WA 98020-4100 and faxed to (949) 427-2732. If there are any questions regarding this Notice, please contact (206) 331-3280. Sale Information Can Be Obtained Online At https://mkconsultantsinc.com/trustees-sales/ For Automated Sales Information Please Call: (877) 440-4460 This Is An Attempt To Collect A Debt And Any Information Obtained Will Be Used For That Purpose. Dated: 1/23/25 Michelle Ghidotti, Esq. 144 Railroad Avenue, Suite 236 Edmonds, WA 98020-4100 Phone: (206) 331-3280 Fax: (949) 427-2732 /s/ Michelle R. Ghidotti, Esq., as Trustee A notary public or other office completing this certificate verifies only the identity of the individual who signed the document, to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document. State of California ) )ss County of Orange ) On 1/23/25 before me, Robin Lynn Storey, Notary Public personally appeared, Michelle Ghidotti, Esq who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under Penalty Of Perjury under the laws of the State of California that the foregoing paragraph is true and correct. Witness my hand and official seal. Signature /s/ Robin Lynn Storey (Seal) Notary Public My Comm. Expires Oct 3, 2028 May 2, 23 - 1003820