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Posted 06/14/2022
Ends 07/05/2022

AMENDED NOTICE OF TRUSTEES SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 RCW (After Relief from Stay by Order Granting Motion for Relief from Automatic Stay and Codebtor Stay entered April 28, 2022, in U.S. Bankruptcy Case No. 22-40190-MJH for the Western District of Washington) I NOTICE IS HEREBY GIVEN that the undersigned Trustee will on July 15, 2022, at the hour of 11:00 a.m., at the Gazebo in Front of the Public Service Center, 1300 Franklin Street, Vancouver, Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following-described real property, situated in the County of Clark, State of Washington, to wit: THE WEST 3 ACRES OF THE EAST HALF OF THE NORTHEAST QUARTER OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 4, TOWNSHIP 2 NORTH, RANGE 3 EAST OF THE WILLAMETTE MERIDIAN, CLARK COUNTY, WASHINGTON. EXCEPT COUNTY ROADS. ALSO EXCEPT THE WEST 1 FOOT AS CONVEYED TO CLARK COUNTY, WASHINGTON, BY DEED RECORDED AUGUST 18, 1972, UNDER RECORDING NO. G 611190. ALSO EXCEPT THE SOUTH 330 FEET THEREOF. which is subject to that certain Deed of Trust dated April 12, 2017, recorded April 17, 2017, under Auditors File No. 5395208, records of Clark County, Washington, from Juan Lopez Guerrero and Araceli Guerrero, husband and wife, as Grantor, to Michelle M. Bertolino, as Trustee, to secure an obligation in favor of IQ Credit Union, as Beneficiary. II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers or Grantors default on the obligation secured by the Deed of Trust. III The default(s) for which this foreclosure is made is/are as follows: Default other than failure to make monthly payments: (1) Grantors failure to avoid having junior liens recorded against property; and (2) Grantors failure to perform under the terms of a senior note and deed of trust (Senior Deed of Trust) having priority over Beneficiarys Deed of Trust. Failure to pay when due the following amounts, which are now in arrears: Monthly Payments: 1 Monthly Payments at $393.70 each (August 31, 2019) $393.70 32 Monthly Payments at $393.44 each (September 30, 2019 May 2, 2022) 9,049.12 Attorney fees and costs in connection with foreclosure 9,031.77 Attorney fees and costs in connection with bankruptcy 1,428.00 TOTAL MONTHLY PAYMENTS, ATTORNEY FEES AND COSTS IN CONNECTION WITH BANKRUPTCY AND FORECLOSURE : $9,442.82 IV The sum owing on the obligation secured by the Deed of Trust is: Principal $39,343.66, together with interest from April 12, 2017, as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V After the recording of the Notice of Trustees Sale, the original sale proceedings were stayedby order of the court or by proceedings under the National Bankruptcy Act or for other lawful reasons. The beneficiary did not participate in obtaining such stay. Such stay was terminated on April 28, 2022. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on July 15, 2022. The default(s) referred to in paragraph III must be cured by July 4, 2022 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before July 4, 2022 (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustees fees and costs are paid. The sale may be terminated any time after July 4, 2022 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantors or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Juan Lopez Guerrero 22107 NE 83rd St. Vancouver, WA 98682 Araceli Guerrero 22107 NE 83rd St Vancouver, WA 98682 by both first-class and certified mail on June 8, 2021, proof of which is in the possession of the Trustee; and the Borrower and Grantor were provided with said written notice of default as the written notice of default was posted on June 12, 2021, in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees sale. X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustees sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale, the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. DATED: May 4, 2022. Michelle M. Bertolino, Successor Trustee Address: 121 SW Morrison Street, Suite 600 Portland, OR 97204 Telephone: 503-228-6044 Washington Contact Address: c/o Hunt Law Offices, PLLC Woodland Park Professional Building Seattle, WA 98103 Phone: (206) 633-6106 STATE OF OREGON ) ) ss. County of Multnomah ) On this day personally appeared before me Michelle M. Bertolino, to me known to be the individual described in and who executed the within and foregoing instrument, and acknowledged that she signed the same as her voluntary act and deed, for the uses and purposes therein mentioned. GIVEN under my hand and official seal this 4th day of May, 2022. Mariah Rae Corbin Notary Public for Oregon Address for Service of Process: Michelle M. Bertolino c/o Hunt Law Offices, PLLC Woodland Park Professional Building 407 N 45th Street Seattle, WA 98103 Phone: (206) 633-6106 THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: 1-877-894-HOME (4663) Website: www.wshfc.org/buyers/counseling.htm The United States Department of Housing and Urban Development Telephone: 1-800-569-4287 Website:www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&search1state=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: 1-800-606-4819 Website: www.nwjustice.org/what-clear June 14 July 5 - 693530

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Posted 06/14/2022
Ends 07/05/2022

AMENDED NOTICE OF TRUSTEES SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 RCW (After Relief from Stay by Order Granting Motion for Relief from Automatic Stay and Codebtor Stay entered April 28, 2022, in U.S. Bankruptcy Case No. 22-40190-MJH for the Western District of Washington) I NOTICE IS HEREBY GIVEN that the undersigned Trustee will on July 15, 2022, at the hour of 11:00 a.m., at the Gazebo in Front of the Public Service Center, 1300 Franklin Street, Vancouver, Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following-described real property, situated in the County of Clark, State of Washington, to wit: THE WEST 3 ACRES OF THE EAST HALF OF THE NORTHEAST QUARTER OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 4, TOWNSHIP 2 NORTH, RANGE 3 EAST OF THE WILLAMETTE MERIDIAN, CLARK COUNTY, WASHINGTON. EXCEPT COUNTY ROADS. ALSO EXCEPT THE WEST 1 FOOT AS CONVEYED TO CLARK COUNTY, WASHINGTON, BY DEED RECORDED AUGUST 18, 1972, UNDER RECORDING NO. G 611190. ALSO EXCEPT THE SOUTH 330 FEET THEREOF. which is subject to that certain Deed of Trust dated April 12, 2017, recorded April 17, 2017, under Auditors File No. 5395208, records of Clark County, Washington, from Juan Lopez Guerrero and Araceli Guerrero, husband and wife, as Grantor, to Michelle M. Bertolino, as Trustee, to secure an obligation in favor of IQ Credit Union, as Beneficiary. II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers or Grantors default on the obligation secured by the Deed of Trust. III The default(s) for which this foreclosure is made is/are as follows: Default other than failure to make monthly payments: (1) Grantors failure to avoid having junior liens recorded against property; and (2) Grantors failure to perform under the terms of a senior note and deed of trust (Senior Deed of Trust) having priority over Beneficiarys Deed of Trust. Failure to pay when due the following amounts, which are now in arrears: Monthly Payments: 1 Monthly Payments at $393.70 each (August 31, 2019) $393.70 32 Monthly Payments at $393.44 each (September 30, 2019 May 2, 2022) 9,049.12 Attorney fees and costs in connection with foreclosure 9,031.77 Attorney fees and costs in connection with bankruptcy 1,428.00 TOTAL MONTHLY PAYMENTS, ATTORNEY FEES AND COSTS IN CONNECTION WITH BANKRUPTCY AND FORECLOSURE : $9,442.82 IV The sum owing on the obligation secured by the Deed of Trust is: Principal $39,343.66, together with interest from April 12, 2017, as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V After the recording of the Notice of Trustees Sale, the original sale proceedings were stayedby order of the court or by proceedings under the National Bankruptcy Act or for other lawful reasons. The beneficiary did not participate in obtaining such stay. Such stay was terminated on April 28, 2022. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on July 15, 2022. The default(s) referred to in paragraph III must be cured by July 4, 2022 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before July 4, 2022 (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustees fees and costs are paid. The sale may be terminated any time after July 4, 2022 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantors or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Juan Lopez Guerrero 22107 NE 83rd St. Vancouver, WA 98682 Araceli Guerrero 22107 NE 83rd St Vancouver, WA 98682 by both first-class and certified mail on June 8, 2021, proof of which is in the possession of the Trustee; and the Borrower and Grantor were provided with said written notice of default as the written notice of default was posted on June 12, 2021, in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees sale. X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustees sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale, the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. DATED: May 4, 2022. Michelle M. Bertolino, Successor Trustee Address: 121 SW Morrison Street, Suite 600 Portland, OR 97204 Telephone: 503-228-6044 Washington Contact Address: c/o Hunt Law Offices, PLLC Woodland Park Professional Building Seattle, WA 98103 Phone: (206) 633-6106 STATE OF OREGON ) ) ss. County of Multnomah ) On this day personally appeared before me Michelle M. Bertolino, to me known to be the individual described in and who executed the within and foregoing instrument, and acknowledged that she signed the same as her voluntary act and deed, for the uses and purposes therein mentioned. GIVEN under my hand and official seal this 4th day of May, 2022. Mariah Rae Corbin Notary Public for Oregon Address for Service of Process: Michelle M. Bertolino c/o Hunt Law Offices, PLLC Woodland Park Professional Building 407 N 45th Street Seattle, WA 98103 Phone: (206) 633-6106 THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: 1-877-894-HOME (4663) Website: www.wshfc.org/buyers/counseling.htm The United States Department of Housing and Urban Development Telephone: 1-800-569-4287 Website:www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&search1state=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: 1-800-606-4819 Website: www.nwjustice.org/what-clear June 14 July 5 - 693530