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Posted 07/04/2019
Ends 07/25/2019

TS No WA07000025-19-1 TO No 190676625-WA-MSI NOTICE OF TRUSTEES SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: LISA L GAY, AS HER SEPARATE ESTATE Current Beneficiary of the Deed of Trust: Caliber Home Loans, Inc. Original Trustee of the Deed of Trust: CLARK COUNTY TITLE Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: Caliber Home Loans, Inc. FKA Vericrest Financial, Inc. Reference Number of the Deed of Trust: Instrument No. 5258866 Parcel Number: 091057083 I. NOTICE IS HEREBY GIVEN that on August 2, 2019, 09:00 AM, Public Service Center Gazebo near the corner of Franklin and 13th street, across from the Clark County Courthouse, Clark County Public Service Center, 1300 Franklin Street, Vancouver, WA 98660, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashiers check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Clark, State of Washington, to-wit: Abbreviated Legal: PTN OF NW 1/4, NW 1/4, SEC 2, T3N, R2E, W.M. THAT PORTION OF THE NORTHWEST QUARTER OF THE NORTHWEST QUARTER OF SECTION 2, TOWNSHIP 3 NORTH, RANGE 2 EAST OF THE WILLAMETTE MERIDIAN, CLARK COUNTY, WASHINGTON, DESCRIBED AS FOLLOWS: BEGINNING AT A POINT THAT IS SOUTH 13`30 WEST, 150 FEET FROM THE SOUTHWEST CORNER OF BLOCK G OF NOWAK ADDITION TO BATTLE GROUND, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK E OF PLATS, PAGE 59, RECORDS OF CLARK COUNTY, WASHINGTON, SAID POINT BEING ON THE NORTH LINE OF A DEDICATED ROAD; THENECE EAST ALONG THE NORTH LINE OF SAID DEDICATED ROAD A DISTANCE OF 140 FEET TO THE SOUTHWEST CORNER OF THE TRACT CONVEYED TO REUBEN A. USKOSKI, ET UX, BY DEED RECORDED UNDER AUDITOR`S FILE NO. G 337747 AND THE TRUE POINT OF BEGINNING HEREOF; THENCE NORTH ALONG THE WEST LINE OF SAID USKOSKI TRACT, 150 FEET TO THE SOUTH LINE OF SAID BLOCK G OF NOWAK ADDITION; THENCE WEST ALONG SAID SOUTH LINE 70 FEET; THENCE SOUTH PARALLEL WITH SAID WEST LINE OF THE USKOSKI TRACT 150 FEET TO THE NORTH LINE OF SAID DEDICATED ROAD; THENCE EAST ALONG SAID ROAD LINE 70 FEET TO THE TRUE POINT OF BEGINNING. APN: 091057083 More commonly known as 206 SE 4TH STREET, BATTLE GROUND, WA 98604 which is subject to that certain Deed of Trust dated February 13, 2016, executed by LISA L GAY, AS HER SEPARATE ESTATE as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS), as designated nominee for PARAMOUNT EQUITY MORTGAGE, LLC., Beneficiary of the security instrument, its successors and assigns, recorded February 22, 2016 as Instrument No. 5258866 and the beneficial interest was assigned to CALIBER HOME LOANS, INC. and recorded August 8, 2017 as Instrument Number 5430468 of official records in the Office of the Recorder of Clark County, Washington. II. No action commenced by Caliber Home Loans, Inc., the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers or Grantors default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From October 1, 2018 To March 22, 2019 Number of Payments 6 $1,230.22 Total $7,381.32 LATE CHARGE INFORMATION October 1, 2018 March 22, 2019 $136.76 PROMISSORY NOTE INFORMATION Note Dated: February 13, 2016 Note Amount:$176,364.00 Interest Paid To: September 1, 2018 Next Due Date: October 1, 2018 Current Beneficiary: Caliber Home Loans, Inc. Contact Phone No: 800-401-6587 Address: SPOC Department, 3701 Regent Blvd, Irving, TX 75063 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $168,386.11, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on August 2, 2019. The defaults referred to in Paragraph III must be cured by July 22, 2019, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before July 22, 2019 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the July 22, 2019 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, Caliber Home Loans, Inc. or Trustee to the Borrower and Grantor at the following address(es): ADDRESS LISA L GAY 206 SE 4TH STREET, BATTLE GROUND, WA 98604 UNKNOWN SPOUSE OF LISA L GAY 206 SE 4TH STREET, BATTLE GROUND, WA 98604 by both first class and certified mail on February 13, 2019, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place February 14, 2019 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustees sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov Dated: March 22,2019 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 500 Union Street, Suite 620 Seattle, WA 98101 Toll Free Number: (844) 367-8456 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Auction.com at 800.280.2832Order Number 58070, Pub Dates: 07/04/2019, 07/25/2019, CAMAS-WASHOUGAL POST-RECORD No. 224820 - July 4, 25

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Posted 07/04/2019
Ends 07/25/2019

TS No WA07000025-19-1 TO No 190676625-WA-MSI NOTICE OF TRUSTEES SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: LISA L GAY, AS HER SEPARATE ESTATE Current Beneficiary of the Deed of Trust: Caliber Home Loans, Inc. Original Trustee of the Deed of Trust: CLARK COUNTY TITLE Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: Caliber Home Loans, Inc. FKA Vericrest Financial, Inc. Reference Number of the Deed of Trust: Instrument No. 5258866 Parcel Number: 091057083 I. NOTICE IS HEREBY GIVEN that on August 2, 2019, 09:00 AM, Public Service Center Gazebo near the corner of Franklin and 13th street, across from the Clark County Courthouse, Clark County Public Service Center, 1300 Franklin Street, Vancouver, WA 98660, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashiers check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Clark, State of Washington, to-wit: Abbreviated Legal: PTN OF NW 1/4, NW 1/4, SEC 2, T3N, R2E, W.M. THAT PORTION OF THE NORTHWEST QUARTER OF THE NORTHWEST QUARTER OF SECTION 2, TOWNSHIP 3 NORTH, RANGE 2 EAST OF THE WILLAMETTE MERIDIAN, CLARK COUNTY, WASHINGTON, DESCRIBED AS FOLLOWS: BEGINNING AT A POINT THAT IS SOUTH 13`30 WEST, 150 FEET FROM THE SOUTHWEST CORNER OF BLOCK G OF NOWAK ADDITION TO BATTLE GROUND, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK E OF PLATS, PAGE 59, RECORDS OF CLARK COUNTY, WASHINGTON, SAID POINT BEING ON THE NORTH LINE OF A DEDICATED ROAD; THENECE EAST ALONG THE NORTH LINE OF SAID DEDICATED ROAD A DISTANCE OF 140 FEET TO THE SOUTHWEST CORNER OF THE TRACT CONVEYED TO REUBEN A. USKOSKI, ET UX, BY DEED RECORDED UNDER AUDITOR`S FILE NO. G 337747 AND THE TRUE POINT OF BEGINNING HEREOF; THENCE NORTH ALONG THE WEST LINE OF SAID USKOSKI TRACT, 150 FEET TO THE SOUTH LINE OF SAID BLOCK G OF NOWAK ADDITION; THENCE WEST ALONG SAID SOUTH LINE 70 FEET; THENCE SOUTH PARALLEL WITH SAID WEST LINE OF THE USKOSKI TRACT 150 FEET TO THE NORTH LINE OF SAID DEDICATED ROAD; THENCE EAST ALONG SAID ROAD LINE 70 FEET TO THE TRUE POINT OF BEGINNING. APN: 091057083 More commonly known as 206 SE 4TH STREET, BATTLE GROUND, WA 98604 which is subject to that certain Deed of Trust dated February 13, 2016, executed by LISA L GAY, AS HER SEPARATE ESTATE as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS), as designated nominee for PARAMOUNT EQUITY MORTGAGE, LLC., Beneficiary of the security instrument, its successors and assigns, recorded February 22, 2016 as Instrument No. 5258866 and the beneficial interest was assigned to CALIBER HOME LOANS, INC. and recorded August 8, 2017 as Instrument Number 5430468 of official records in the Office of the Recorder of Clark County, Washington. II. No action commenced by Caliber Home Loans, Inc., the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers or Grantors default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From October 1, 2018 To March 22, 2019 Number of Payments 6 $1,230.22 Total $7,381.32 LATE CHARGE INFORMATION October 1, 2018 March 22, 2019 $136.76 PROMISSORY NOTE INFORMATION Note Dated: February 13, 2016 Note Amount:$176,364.00 Interest Paid To: September 1, 2018 Next Due Date: October 1, 2018 Current Beneficiary: Caliber Home Loans, Inc. Contact Phone No: 800-401-6587 Address: SPOC Department, 3701 Regent Blvd, Irving, TX 75063 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $168,386.11, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on August 2, 2019. The defaults referred to in Paragraph III must be cured by July 22, 2019, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before July 22, 2019 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the July 22, 2019 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, Caliber Home Loans, Inc. or Trustee to the Borrower and Grantor at the following address(es): ADDRESS LISA L GAY 206 SE 4TH STREET, BATTLE GROUND, WA 98604 UNKNOWN SPOUSE OF LISA L GAY 206 SE 4TH STREET, BATTLE GROUND, WA 98604 by both first class and certified mail on February 13, 2019, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place February 14, 2019 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustees sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov Dated: March 22,2019 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 500 Union Street, Suite 620 Seattle, WA 98101 Toll Free Number: (844) 367-8456 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Auction.com at 800.280.2832Order Number 58070, Pub Dates: 07/04/2019, 07/25/2019, CAMAS-WASHOUGAL POST-RECORD No. 224820 - July 4, 25